Apple Pay is now the most used mobile payment platform overlapping over the hundreds and thousands of platforms that ranked ahead of them since its creation. It was launched back in 2014 in the US, and has taken a boost over the years.
And with the advancements in technology, people find several ways to use this amazing platform for sending and receiving of money. Whether they want to send money, receive money, or even withdraw money or just to make a simple payment, they brought out several ways to do it.
But taking a closer look at the withdrawal methods, several people prefer the simple way of withdrawing which is to send to bank account easily withdraw from there.
Well, if you have been asking yourself if you can withdraw via an ATM, then today we will be removing your doubt. We will show you how to withdraw Apple Cash at an ATM.
Can you withdraw Apple Cash at ATM?
Yes. Anyone with an Apple Cash account can withdraw money from an ATM. However, it is not a straightforward process like several other platforms like PayPal and Cash App permit.
Some online payment platforms have the Card option where they can request a card linked to their account for easy withdrawals at ATMs but Apple Pay is not exactly the case.
But that does not put them on the other side of the bar, because you can still withdraw cash from there even without a card. We will show you three main ways below.
1. Using a Linked Bank Debit Card
This is obviously the best and quickest way to withdraw money from Apple Cash using an ATM. It is quite true that Apple Pay does not have the option to create a card for their users directly, but they have the option to link an account directly to a bank card like Debit or Credit Card.
With a Debit card (Any US bank), you can locate an ATM and withdraw directly from there and have the funds in hand. Well, this is how to Send your Apple Cash to Debit Card directly.
The first thing is to open or launch your Apple Pay application.
Once you've opened your account, you will then hit the three dots (menu) at the top of your screen.
Then you will see several options, but you should choose the "Transfer to Bank option."
Then enter the amount to send and put in all your debit card details and follow the remaining screen instructions to complete your transfer.
You can choose an instant transfer (completes between 1-5 mins with a 1.5% fee) or a standard transfer (which takes about one to three-day) transfer.
Once the transfer is done, you can then take your debit card and locate the nearest ATM and then withdraw your cash from there easily.
2. Using Contactless ATMs
The second and best way will surely be using a contactless ATM. Yes, contactless ATMs do exist. With a contactless ATM, you don't need to send money to a debit card before withdrawing from it.
Contatcless ATMs are just exactly like the normal ATMs we all know, difference being that they have an additional option to be used without a card for withdrawing cash too.
So how does it work, you have to first of all find the nearest Contactless ATM
See Now: Finding Contactless ATMs Near Me
Once you've found a Contacless ATM, you go there and make sure you take along your iOS device with your Apple Pay account installed in it.
Step 1. Once there, open your Apple Wallet and select the debit card you want to withdraw from.
Step 2. Then look for the contactless symbol on the ATM, and hold your phone near to it, keeping your finger on the home button of your device.
Step 3. Follow the on-screen instructions and enter your PIN on the ATM keypad
Step 4. Enter the amount you want to withdraw, following the on screen instructions
Step 5. Your money will be paid out
Note that, this method may vary deoending on the bank offering the contatcless ATM. But just know that all of them have this particular scheme to follow. Also, you should know that this method usually come with even higher fees compared to the first method.
What US Banks Offer Contactless ATMs?
Well, there are a lot of banks that offer contactless ATMs in the US. But most of them are the popular ones like, Chase. Bank of America, Wells Fargo. But other ones like Citibank and some of the other ones also offer contactless ATMs, but have very limited options compared to the first three we named
3. Using the Australian ANZ ATM
Apart from the US, there are other countries that have contactless ATMs, and their own way of withdrawing from there could be quite different depending on who offers them.
And so, with Apple Pay, you can use your device at any Australian ANZ ATM to withdraw cash without the need of haveing a card. This is how it is done.
- At the ATM, if you added your card to Apple Pay using iOS 18/watchOS 11, you can tap your device just as you would tap your physical card.
- When at the ANZ ATM, if you added your card to Apple Pay using an older version of iOS/watchOS, select ‘Visa’ as the payment option before tapping your device.
Final Remarks on Apple Cash Withdrawal at ATMs
It might now really be a very straightforward process to withdraw money from your Apple Cash at an ATM. But there are walk around methods that are quite simple to follow and complete your transfer.
The main way to withdraw Apple Cash at ATM is using a Contactless ATM. But you can also just send the cash to your Debit card and withdraw it directly from there at the ATM.
Don't hesitate to come back and even share to others. If new methods come up, we will be quick to update you on the different new methods.